My Part in the Downfall of Temporary Car Insurance

I can't believe these temporary car insurance guys that actually set up their contracts to not pay for damages (apart from the honest guys in the UK of course; but this is America, isn't it!!!) And yeah, people should read their contracts, but hey, let's be real. Who has time for all that nonsense? Especially from these temporary car insurance companies, the ones run by Joe Bubba up the street with an office in the back end of his barn? How in the world do these people stay in business, anyway?

I'll tell you how - idiots like me.

I had no credit, so I couldn't afford a new used car and insurance. I had to skimp on one of them, but I wanted this convertible, and I wasn't about to let anybody tell me no for an answer. I had gotten all As in school and done exactly what everybody told me all the time and this was my reward before going off too college. It's fine, anyway. I'm a good driver.

Famous last words.

I got hit within 4 days of getting my new convertible. The accident crushed my wheel bearings, caved in my side, and even broke a couple of windows. Oh yeah, and my convertible top doesn't work anymore. And of course because I had my wonderful temp car insurance from the local company instead of a reputable one like dad said, I couldn't get my car fixed.

But it still ran.

So now I'm out all the money I have saved for 5 years mowing lawns, saving allowance, not going to movies or dates, and working the most disgusting fast food line cook job I think is possible for anyone to work. And you're not going to fix my car, huh?

Why not? Let's head off to college with a bang.

This guy who sold me this insurance - his office was almost the back of a barn. It was a little shanty on the edge of this dirt road, and there were a whole bunch of old cars behind it. I think he ran a chop shop back there as well. So when he expressed his "concern at my situation" and offered to "take the totaled car off of my hands" I agreed. I got $500 (for a $9000 investment) to sell him the car. Before I sold it I made a duplicate of the key.

A week later I went up to his office, and sure enough, my car was there. Hadn't been chopped yet, though. It was a Saturday, so I checked my new key. Worked perfectly. The car was not running very well, but we only needed it for one more drive.

The Saturday afterwards I hooked up with my friend, who hooked up with a whole lot of M-80s somehow. We stuffed those explosives into the back of the car, lit them up, and turned them on. I got in, turned the car on, and pointed it right at that old office. I got out, threw a brick on the accelerator and watched the magic happen.

It was as close as a movie explosion as I think I'll ever see, and way more satisfying. Whatever. I'm glad to know I have that in me, and I'm glad to play my little part in the downfall of temporary car insurance. I never got caught, thank God. Don't tell anybody.

Oh yeah - I'll be studying Philosophy in the fall. LOL

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